July: Month of Craziness

This. Month. Has. Been. CRAZY.

One of the consistently good things is how well bf stepped up to show his true colors and willingness to help gracefully when I really need it, and I am so grateful for him, his family, my own family, and my friends for their support through some of this nonsense. A lot of it is seemingly trivial, and I know this, but damn did it all pile on at once!

July 2, 2013

Being a good neighbor I jumped their car off, only to find that my own would not start later. bf drove me to work the next day and it was put in a shop Friday (since the fourth caused some wonky closing days). Found out then that the car needed an entire new engine…and since it was already on its last legs (200k miles, no ac, a lot of body damage, 15ish years old, etc), the cost of the engine outweighed the worth of the car.

So onto the car hunt! After two being purchased from under my nose (a Yaris and a Rio), I finally managed to find an Allero. Red, two-door, etc. for $3000 (amazing right?). It isn’t the cream of the crop, but it was within my price range and will get me from point A to point B with AC. This car was purchased June 18…so for the three weeks before that bf and his family let me live at their house (downside: no wifi), driving me to dealerships, work, my energy exchange for yoga, fed me, etc. My parents ended up finding the Allero and driving it the two hours to get it to where I live from where they purchased it, as well as actually doing the financing themselves since it was too old to be acceptable by my bank (so car note to the ‘rents!).

July 8, 2013

My boss calls my coworker and me into her office that Monday (keeping in mind that that is the Monday after I found out I would need to get a new car) to inform us that (in my own words) “I’m cutting both of your hours to 25 a week from 40 so that I can continue to not provide you with any benefits at all.” Insert panicking since with the added car note I was moving dangerously close to expenses > income territory. I began to desperately job-hunt, and ended up applying for 10ish within the first two days. My boss is not my favorite person in the world, but I did enjoy creating courses. If I could afford the software, I would definitely freelance…but yeah, cutting my monthly income from $1280/month (on a good month since I don’t get holiday pay or sick leave or overtime) to $850/month was not cutting it for me.

July 16, 2013

I began to have horrific tooth pain that I attempted to ignore (since I don’t have dental insurance). Ended up sucking it up and going to the dentist, where I learned that I needed a root canal. I proceeded to get one July 25, along with a credit line of $2000 that I had to use $1015 of which to pay for the procedure (not including the crown, which I have not gotten yet). On the 16th, I also refilled my Effexor prescription (after 3 days of forgetting – will never make that vomit-inducing mistake again) for a million ($104) at CVS. Going to do some shopping around next month.

July 24, 2013

I found out (after an interview) that I got a new job! It’s working as a front desk/copay desk assistant at a clinic for $0.50/hour more starting pay full-time with holiday pay, overtime, a 401K, dental insurance (where was this when I had to get that root canal!?), health insurance, and vision (if I so chose, which I won’t since I don’t wear glasses or any of that jazz). I start tomorrow (August 1).

July 26, 2013

I moved into a new house from my old duplex! It was a pretty hard 3-4 days with my brother and roommate moving everything around (them more than me because they’re both stronger and I had work). But I’ll have to post some pictures of it. It was built in the 1930s, is beautiful Tudor-cottage style with hardwood floors, a giant gas range (with a skillet top and two ovens), an enclosed brick patio, and in general is just classy and wonderful.

So that’s pretty much a brief summary of the more important things that happened in July. I’ll actually start posting more and catching up now that things are calmer.

tl;dr

Got a new car, new job, root canal, and new house.

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Weekly $ Checkup 7.2

  1. The most I’ve spent this last week was – $40 – I took bf out for dinner because he’s been amazing lately!
  2. Today I am thankful that bf and his family have been so amazing. I’ve mainly been awol because I have been living at their house since last Tuesday (and they don’t have wi-fi) so that they can easily chauffeur my butt around since my car died on Tuesday.
  3. Money can’t buy happiness. One free thing I did last week that made me happy was getting to spend a lot of time with bf 🙂
  4. I will consider this week a success if I get a new car!
  5. If I had today off I would be doing what I could to handle the insurance, financing, and negotiating associated with this sort of thing.

My car had been running fine. As fine as a purchased used car with 197,000 miles on it that’s over a decade old could be (not the worst condition, but certainly not the best…gonna go with lack of AC in Louisiana during the summer as its worst quality) can. I had jumped my neighbors after I got home Tuesday and when I went run an errand later, it wasn’t running. Thought maybe it was the battery. Then maybe the starter. So I took it to a repair shop. NOPE. Needs a new engine. $3000. Car is not worth that much. I’ve found another affordable car, so I’m hoping we can talk them down on the price and that it all works out, so wish me luck!

2013-07-08

July 2011 Spending Recap – Awful!

Horrendous, isn’t it? I’ve included my Wicked stuff in that (although according to my Mint account it didn’t process until yesterday, and I’m including everything I spent yesterday. I really consider my August budget to have started when I get back to the states, but I don’t know if that’s really fair, as if my spending in Canada is somehow magical and doesn’t count. So, why all of this ridiculous spending?

  1. Entertainment: Most of this is Wicked & Wicked merchandise. I count this in entertainment because it’s really only because I went to see them. This also includes my ticket to go see Harry Potter 7 (midnight premier) and the taxi ride back.
  2. Clothes/Gifts: It’s really only that shopping spree. Oh, and another trip to Dollarama when I was at the HP7 premier. That little store is addictive.
  3. Food: Why was my food budget so outrageous you ask? (outrageous because it’s in addition to a gift card that I spent monies getting groceries with). It’s because I buy things from this place called the Marina. It’s the place of $3-24oz cokes & $7 bags of cashews. I also went out for drinks before Wicked and went to Wendy’s yesterday (which was terrible because it was Day 1 of my shopping ban). Pitiful.
  4. Cash: These were ATM fees/withdrawals. This was used on a variety of things that I don’t remember. Dominoes pizza, tips, and the like. I really can’t deal with cash. I keep all my receipts, but I have no idea where it went (how awful is that?)
  5. Travel: Plane ticket home (and that’s it). It’s going to be a lovely flight: Edmonton to Denver to Phoenix to Dallas to home (8am-9:45pm). Luckily, I have seasons 1-7 of The Office to keep me occupied.

Aren't they adorable? Now I miss my partner =(

 Pic. Source
And I suppose, completely unrelated to the original post about my ridiculous spending in July, I’ll leave you with this nugget of wisdom:

It's true. Also, no idea on source. From tumblr somewhere?